About Sargina

Strategic, results-oriented representation to protect financial interests

Sargina Desargones is a strategic and results-driven advocate for creditors, including national banks, lending institutions, loan servicing companies and private entities. She provides comprehensive legal counsel at every stage of the creditor lifecycle, from structuring and originating financial transactions to litigating and enforcing creditors' rights through defaults, judgments, garnishments, foreclosure, replevin and receiverships. With an understanding of financial services and commercial litigation, she helps her clients navigate complex disputes efficiently while protecting their interests. Sargina is experienced at handling:

  • Bankruptcy, restructuring and creditors' rights through Chapter 7, Chapter 11 and Chapter 13 bankruptcy proceedings, including adversary proceedings where she aggressively defends creditor claims and seeks recovery of assets.
  • Litigation across state, federal and bankruptcy courts nationwide, where she has successfully obtained judgments, defended creditor claims and enforced financial agreements. Notably, Sargina has experience in a federal jury trial, demonstrating her capability in high-stakes litigation.
  • Commercial litigation, representing businesses in breach of contract disputes, fiduciary duty claims, false advertising matters and other business-related litigation.
  • Alternative dispute resolution, including negotiations, mediations and arbitrations, ensuring her clients have multiple avenues to resolve disputes efficiently and cost-effectively.

Deeply committed to fostering strong client relationships, Sargina understands each client’s business objectives and crafts legal solutions tailored to their needs. She prides herself on delivering strategic, pragmatic and results-oriented representation, allowing her clients to focus on their business while she protects their financial interests.

Experience in Action

  • Assists clients with loan originations, financial transactions, forbearance agreements and loan enforcement strategies.
  • Advocates for creditors in courts nationwide to obtain judgments, and enforces creditors' rights through mechanisms such as defaults, garnishments, foreclosure, replevin and receiverships.
  • Engages in negotiations, mediations and arbitrations to effectively resolve disputes outside traditional court settings.
  • Defends clients in business litigation matters, including cases involving breach of contract, fiduciary duties, false advertising and other business disputes.

Professional & Civic Activities

  • American Bankruptcy Inn of the Court, member (2022-present)
  • Maricopa County Bar Association, member (2022-present)
  • American Bar Association, member (2022-present)
  • Arizona State Bar Association, member (2021-present)
  • U.S. Bank Spotlight on Talent Program, 2024
  • Leadership Council on Legal Diversity, Pathfinder (class of 2025)
  • Federal Bar Association, Phoenix Chapter board of directors (2025-present)

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