William J. Toman quoted in article "Execs weigh in: 4 ongoing trends prompted by the ACA"

Following is an excerpt:

Bill Toman, a law partner at Quarles & Brady whose focus areas include healthcare plans, suggests that while many insurers are offering products on the health insurance exchanges and pursuing the individual policy market, there should still be a strong angle for those focusing on employer-sponsored plans—at least for now.

"…The main impact on such plans is yet-to-come when, in 2016, the employer shared responsibility mandate (ESRM) kicks in and requires certain employers to offer coverage to employees," he told Healthcare Dive. "Thus, there should still be growth in the market for employer-sponsored plans and I don't think that model is in jeopardy in the short term."

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